Articles

While we are typically an optimistic bunch, it is always good to think about the risks that lurk around the corner and understand the implications it may or may not have on our finances and portfolios. Being too focused on the risks can lead to someone simply hiding under the covers and ‘doing nothing’ which is a risk in and of itself, but if we are going to talk about the dangers that are out there, what better time to do it than in October where we embrace our fears and take to the streets dressed as zombies and monsters! We have curated a few spooky charts that should be on Canadian’s minds currently.

I’m in a bit of a bind. I lost my job in late 2023, I just turned 60, and I unfortunately panicked and sold about 80% of my stock portfolio when the tariff wars started. I have always been a successful buy-and-hold investor, but somehow it really felt like this could be a repeat of the financial crisis of 2008/09, and I wanted to avoid losing a lot of money. Luckily, my wife is still gainfully employed, and we own our house outright.

In the last two decades, China’s economy has witnessed one of the strongest and longest streaks of growth in modern history. The country has transformed itself into a global superpower across different fronts, ranging from manufacturing to high-tech industries. However, the growth of the Chinese economy has been quite sluggish over the last few years, driven by a few negative macro factors such as a depressing housing market and a weak consumer spending environment. China also came out of the COVID-19 pandemic much more slowly than Western countries.

After going through multiple recessions, depressions and big drops in the market do you or your cohorts have a reasonable guess when the next one may occur and what would cause it? The day, month and year it might happen? How big a drop percentage wise? How long will it last? Would AI be able to come up with an answer to this?

So, you've got your eye on a stock. Maybe it's a company you use every day, one you've seen in the news, or a tip you picked up from a friend. Before you hit that “buy” button, take a breath. Investing isn’t gambling—it’s a thoughtful process. But that doesn’t mean it needs to be complicated.

When considering your next stock purchase, think about The ABCs of Investing: a simple, practical framework for making smarter investment decisions.

Q: I understand it is impossible to predict, but do you feel itís wiser holding cash at these all-time highs? Should I wait for a drop and pounce? Or buy at these numbers as all-time highs indicate excellent businesses, assuming a long-term hold.

I am about 25% cash. Is that too much in this market?

While Canadians are notoriously polite and inclined to defer to experts, that deference can come at a cost to your financial future. In this article, I will provide you with some key questions you should ask your financial advisor, and a basic overview of the sorts of answers you should be looking for. Nothing should be taken as gospel, and answers don't need to be verbatim. However, they should demonstrate a comprehension of the situation, a purposeful rationale, and, if possible, be supported by empirical evidence.

I ran into an old high school buddy the other day over a cup of coffee. His name is Alex. We hadn’t seen each other in years, and catching up was like opening a time capsule. Alex’s story is pretty interesting—he’s a successful business owner, passionate about what he does, and he’s been through a lot of life changes. Now, he’s on his second marriage, which means he has a blended family with kids from his first marriage and his new spouse.

The Iran-Israel modern conflict is a geopolitical story that has lasted for decades. The conflict was largely due to ideological opposition between the two countries and competition for regional dominance. While Israel has sent missiles into Iran in the past, Iran has also retaliated. Both countries claim it is strictly for defence. Israel pursues a free-market economy and has the United States as its long-term ally.