Portfolio Confidential by Barbara Stewart

Q:   My husband and I have an Insured Retirement Plan (IRP) account that is bleeding us. I hope there is some way we can work around this to minimize the losses. Also, I can’t recall why we opened this type of account in the first place. Your comments will be most welcome. Insurance Coverage and Benefits: Single Life Yearly Renewable Term      $500,000 Ten-Year Renewable Term...