Portfolio Confidential

Here are three real world confidential portfolio discussions. Q: I have been managing my mother’s retirement portfolio and have a certain percentage of assets allocated to U.S.-listed Exchange-Traded Funds (ETF) for Management Expense Ratio (MER) reasons as well as exposure to asset classes not available in Canada. The two ETFs she owns are iShares gold trust ETF (IAU) and Vanguard Small Cap Value ETF (VBR). They are held in a non-registered account. The value is around...