Knowing When To Shift Gears – Part One

It’s easy to take action to avoid a mechanical problem when a warning light on the dashboard tells us the engine needs oil. But there’s no warning light to alert us to the danger of not using our capital wisely. And, more serious than an engine failure, not using capital wisely may mean we waste a lifetime of hard work and sacrifice. If they don’t use their capital wisely, many retirees not only waste an opportunity for their own happiness, but worse yet, they may...