Prospering Despite a Low Income or Heavy Levels of Debt

It was the best of times. For some, the worst of times. What does 2019 hold in store for you? Since the great global recession of 2008/09, it’s been pretty good times to be had in Canada. The markets and the economy have done reasonably well. Most of us, whether rich, poor or somewhere in the middle, live with daily luxuries like the internet, streaming movies, music, laptops and smart phones. Think of the latter for a moment—our smart phones today are more power than what...