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Nov 2, 2018
The Problem With Using Reasonable Assumptions
There is a strong consensus from a wide number of reputable companies, analysts, professional organizations and the like that are suggesting future returns will be substantially lower than they have been. Furthermore, it is a generally accepted industry best practice to lower those already low expected returns by the cost associated with their implementation due to investment products and financial advice.
In the past, I’ve written about how many financial planners do not use...