Tax Smart Retirement Funding – Asset Mix Decisions

I met with clients recently who are nearing retirement. They are each 62 and I will refer to them as Kelly and Molly. As we were engaging in some good discussion Molly said to me, “Should we be lowering our equity weighting at retirement?” This is a very good question that I hear often. Shifting gears from the accumulation to the de-accumulation mode and no longer having employment income to fall back on can be daunting. “Once we stop working we can’t go...