Disability – A Long-Term Funding Structure For Families

Ever since I started working with personal finances and disability, I have been amazed that the planning is so often fragmented and lacks a sense of a well-defined purpose. For example, Henson trusts are on everyone’s list but the understanding of their many uses is often overlooked. People often open a Registered Disability Savings Account without identifying if the funds are really needed or whether the account may fall under the control of the Public Trustee some day. What is...