Thoughts On Canada’s Retirement System

Over the first quarter of 2015, I’ve been updating my clients’ retirement projections. Over the course of the exercise, it struck me how different the prevailing assumptions are today compared to, say, a decade ago. The decisions being encouraged now would have been considered heretical only a few years ago. First among these is my earnest admonition to stay in the workforce longer – mostly because people are living longer, but also because returns in the future are almost...