It's Not "Both/And" – It's "Either/Or"

  One of the biggest problems most people face, when it comes to analyzing the value and benefits of permanent life insurance policies, is the inability to really understand “cash surrender value.” Many people equate it with savings or an investment—and there are a lot of life insurance agents who exploit that misunderstanding. If you don't understand what a cash surrender value really is, you open yourself up to making big...